IDFC Bharat Limited (formerly known as Grama Vidiyal Microfinance Limited), is a wholly owned subsidiary company of IDFC Bank (www.idfcbank.com). The company acts as a Business Correspondent for IDFC Bank by offering various financial services like loans, savings accounts, payment services and insurance to the underserved rural women through a pan India network.

GVMFL was acquired by IDFC Bank in the year 2016. Prior to the acquisition, GVMFL was one of the renowned and the largest microfinance institutions across the planet in terms of its outreach and large credit portfolio. Today, it serves more than a million households in 5 states of the country utilizing the dedicated services of more than 3,500 employees.

With the varied products, IDFC Bharat Limited (GVMFL) not only aims at achieving the economic sustainability of its women members, but also facilitates holistic empowerment of women and their families in social and cultural fronts.