Swarna Shakti Gold Loan


The SWARNA SHAKTI GOLD LOANS from the house of IDFC FIRST Bharat comes with attractive schemes. This customer friendly product with easy documentation procedures, help customers to quickly cash in their gold reserves to meet their financial needs in a quickest possible time. IDFC FIRST Bharat also has in place an efficient security system to safe guard the customers collaterals.


• Affordable interest rates starting from 12%

• Loan Amount from 10 thousand to 20 lakhs

• Timely Processing

• Attractive Schemes for Repayment

• Up to 75% loan to the value of Gold


Scheme Amount Tenure
Bullet Payment 10K to 2 lakhs 1 Year
Monthly Interest Servicing 10K to 15 lakhs 1 Year
Equated Monthly Installments 10K to 20 lakhs 1 Year to 5 Years

Other Costs

Processing Fees: 0.25% to 1% depending on the schemes and amount of loan

Valuation Fees: Rs. 500 to Rs. 1,000 based on the loan amount