Personal Loans

At IDFC FIRST Bank, we want to help you achieve your personal dreams. Whether it is wedding expenses, unforeseen medical bills, funding your dream vacation or renovating your home; IDFC First Bank can help you meet all these diverse financial needs and more with an unsecured personal loan. We have also made it extremely easy with a paperless and hassle-free application process.

Get Personal Loans:

* Maximum Loan Amount: 5 Lakhs

* Competitive interest rates starting at 18%

* Completely digital, paperless online process

* Balance transfer of existing Personal Loans and Credit Cards at affordable rates

* Flexible tenure up to 60 months

* Fulfil every dream, and live life to its fullest with IDFC FIRST Bank by your side.

Top Up option*

* Already have an IDFC First Bank loan and need more funds?

* Get a top-up on your existing loan instead on another loan.

*Terms & Condition Apply

Who can apply?

For Salaried Individuals:

Minimum Age:
23 Years (Applicant) & 21 Years (For Co-applicant)

Maximum Age:
58 Years for Applicant
60 years for Co-applicant (Salaried/Self employed)
65 Years for Co-applicant (Non-working)


Instant Personal Loan disbursal through digital loan journey:


• Pan Card or Form-60 is generated from system.

• Income Proof (Pay slip/Salary Certificate).

• Bank Statement (as applicable).